The Foolproof Way to Pay for Your Kids’ Education

There are few more exciting (or expensive) moments for parents than watching their children enter post-secondary education.  And for many Canadians, there’s no greater way to prepare for that milestone than by investing in a Registered Education Savings Plan (RESP), a long-term savings model to store funds for schooling tax-free.

No matter the size of your contributions, a mature RESP can be part of a strong financial plan for aspiring students, helping them handle tuition fees and other assorted campus costs while working towards their degrees and certificates. The government is also standing by to put some money in the pot to incentivize your investment, so starting an RESP is extra beneficial for your kids.

In partnership with Fidelity Investments, we asked one Canadian family how RESPs supported their children’s school plans, not to mention cut down the costs of higher education.

A guaranteed, tax-free investment

You can start up

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For kids in special education, lockdown learning a must

As the clock ticked closer to 10 a.m., Elena Elpedez cleared the dining table to make way for her son’s online class simulation. Ten-year-old Enzo, who has attention deficit hyperactivity disorder or ADHD, has the entire makeshift study area for himself for a good hour. Excited, Enzo set up his Zoom account to meet up with his classmates and teachers, albeit virtually.

Despite the difficulties of distance learning amid the coronavirus pandemic, Elena did not think twice about enrolling her bunso (youngest child) this school year for special education or SPED at Parang Elementary School in Marikina. It was better, she said, than letting months pass without Enzo learning anything.

Elena left her business process outsourcing job in 2015, as soon as she realized the need to supervise Enzo’s schooling and therapy. She then put up a printing business at their house to augment her income. During the lockdown, Elena

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Kimberly Van Der Beek on Education Plan for Her 5 Kids, Says Traditional School Is ‘Imprisonment’

Jenna Peffley for Architectural Digest

Kimberly Van Der Beek is opening up about her own methods of homeschooling.

Speaking on The Make Down podcast, the mother of five said she and actor husband James Van Der Beek have “done many variations” of teaching, including the “traditional homeschooling” at their house and hired teachers as well a “homeschool co-op at another friend’s house.”

“It was a really beautiful experience, there were a few teachers and it was incredible,” she said, advising those wanting to homeschool their kids on their own to not “stress yourself out.”

Kimberly, who is mom to daughters Gwendolyn, 2, Emilia, 4, Annabel Leah, 6, and Olivia, 9½, as well as 8-year-old son Joshua, also shared her perspective on the education and school systems.

“I think way too much is put on kids. I look at school, to be honest with you, as a form of imprisonment, where

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Why kids need flu vaccines, even if they’re learning online

A doctor tells us why it’s especially important for kids to get a flu vaccine during the coronavirus pandemic – even if they’re not attending school in person.

GRAND RAPIDS, Mich. — With flu season fast approaching, doctors want to make sure kids are vaccinated, especially since we’re also dealing with the coronavirus pandemic.

If your little ones are learning remotely, you might think a flu shot isn’t necessary this year – but that’s not the case.

“Just because your child is learning remotely doesn’t mean influenza is moving remotely. It is still out in the community. It’s not just in the schools,” said Frank Esper, MD, a pediatric infectious disease specialist at Cleveland Clinic Children’s.  “It’s in stores, at parks and individuals around you. So, we still expect influenza to move from person-to-person and place-to-place.”

Getting a flu shot is especially important to help reduce the number of hospitalizations

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Talking to Kids About the Dysfunctional Presidential Debate

“I think that was worse than our seventh-grade mock debate.” That’s what our 14-year-old said after Tuesday night’s presidential debate, which had been assigned by the high school politics teacher to watch and analyze. I murmured agreement as I wasn’t quite sure what else to say at the moment — but woke up the next morning wondering how that ninth-grade teacher was going to handle a class discussion about the debate. Clearly, there was more to talk about beyond the specific campaign issues.  

News headlines seem to suggest consensus about how bad the debate was, some deeming it the worst in presidential history and an embarrassment to society. The theme of many stories covering the event can be summed up in a single word: dysfunction. Dysfunctional debates are characterized by not listening, jumping in and cutting others off, grandstanding, boasting, using sarcastic or biting tones, and not acknowledging others.

In

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5 ways parents can help kids thrive amid remote learning

Although schools across the country have been back in session for a few weeks, and some even longer, it can help for parents to take a step back periodically and evaluate how it’s going so far. Especially if your child has been participating in virtual learning or a blend of online classes and attending school in-person a few days a week. 

“Not every learning environment works for every child and now is a good time to evaluate what works for your child,” says Peter Robertson, president of Laurel Springs School, an online school that’s been providing distance learning for nearly 30 years.

“Any parent knows that transitions are the hardest things for your family,” says Sarah Brown Wessling, an Iowa-based teacher who won the prestigious Teacher of the Year award in 2010. But parents shouldn’t forget that they’ve made it through transitions before, likely dozens of times before the Covid-19

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Five ways you can kelp kids learn better in online school right now

1. Customize their school space

It’s good to have a dedicated education space at home, with a work surface, a comfortable seat that supports proper posture, and required materials handy. But there’s no one-size-fits-all setup, says Laura Dudley, an associate clinical professor of applied psychology at Northeastern University.

The best desk won’t matter if other aspects of the environment are off. You want to consider factors such as temperature, light, and noise level, and minimize impediments and distractions that affect your child. Some kids might like the background noise of home life, and others might be intimidated to speak during Zoom calls because other people at home could hear them.

You can’t control everything, but you can move a distracting television, or hang up a sheet for privacy. “The biggest thing is to help your child figure out the conditions under which they work best,” she says.

2. Create opportunities

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New online tutoring program keeps Fort Worth kids from falling behind

LaTres Cole’s students were struggling even before the COVID-19 pandemic.



a person sitting at a desk in front of a laptop computer


© Provided by WFAA-TV Dallas-Ft. Worth


She’s the principal at Sunrise-McMillan elementary in Fort Worth’s Stop 6 neighborhood, and she says 96% of her students are counted as economically disadvantaged.

“I just think that we need to be given a chance,” Cole said. “We may not have as much as other schools may have but the ability is there.”

With students learning online, there was fear they’d fall further behind.

RELATED: ‘It’s inhumane’: Tarrant County family fights daughter’s school suspension and district’s zero-tolerance policy

Tarrant County Commissioner Roy Brooks leads the National Association of Black County Officials, and the group provided a $25,000 grant for a new online tutoring program aiming to not only keep kids from falling behind but improve their performance.

Kelly Carson’s son Jeremiah was selected to be part of an after-school tutoring program that just

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This Mom Set Up Cubicles For Her Kids in Online School

As many families are adjusting to the everyday struggle of virtual learning, it seems parents are getting more and more creative with their homeschool setups. While some are opting to transform their kitchen tables into mini classroom spaces, one mom in Arizona cleverly set up cubicles in her living room to keep her talkative kids from getting distracted while studying. Shared by her oldest daughter Jaala James on TikTok, the 18-year-old, along with five of her siblings, sit in a cubicle cluster during their school days.

After initially posting a video revealing her mom had bought six cubicles for her and her siblings, Jaala gave a “cubicle tour” by popular demand, where she showed off each of her siblings’ decorated workspaces and the couches the family had stacked up to make room for the desks. She told BuzzFeed that while all of her siblings are “super talkative” and “cannot stop

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Progress on Lao kids’ health, education at riskPhnom Penh Post

Content image - Phnom Penh Post

Students study in a primary school in Lao PDR. The impact of coronavirus could setback Lao’s children’s development. WB

The Covid-19 pandemic threatens hard-won gains in the health and education of Lao children, who could lose half a year of schooling on average, a new World Bank Group analysis has found.

The analysis shows that pre-pandemic Laos and most nations around the world had made steady progress in building the human capital of children, with the biggest strides made in low-income countries.

Due to the pandemic’s impact, more than one billion children globally, have been out of school and could lose, on average, half a year of schooling.

For Laos, the figure is 46 per cent, reflecting difficulties in providing health and education services, with the measles vaccination coverage dropping from 83 per cent to 40 per cent from the end of last year to May this year.

In Laos,

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